Burglary, Fidelity Guarantee & Money Insurance – National Insurance

Businesses today handle valuable assets—cash, goods, inventory, and sensitive financial responsibilities. These assets face constant risks such as theft, employee fraud, and burglary. To safeguard these essentials and ensure business continuity, National Insurance offers Burglary Insurance, Fidelity Guarantee Insurance, and Money Insurance—a comprehensive risk-protection suite for commercial establishments.

1. Burglary Insurance

What is Burglary Insurance?

Burglary Insurance protects your business against loss or damage to goods, stock, or property due to burglary, house-breaking, or attempted theft.
This policy helps companies recover quickly from financial setbacks caused by such criminal activities.

Key Features

✔ Protection Against Forced Entry Theft

Covers loss of goods and property following a forcible and violent entry.

✔ Coverage for Various Business Assets

Includes:

• Stock & inventory
• Furniture and fixtures
• Machinery
• Cash kept in safe (optional add-on)
• Tools and equipment

✔ Optional Add-ons

• Riot & strike cover
• Theft without forcible entry (if opted)
• Coverage for watchmen and security guards
• Full-value or first-loss basis cover

2. Fidelity Guarantee Insurance

What is Fidelity Guarantee Insurance?

This policy covers financial loss caused by dishonest or fraudulent acts committed by employees in the course of their duties.

Who Needs This Policy?

Ideal for:

• Offices
• Shops
• Banks
• Jewelers
• Finance companies
• Manufacturing units
• Any business handling cash or merchandise

What It Covers

• Cash theft by employees
• Fraudulent accounting
• Misappropriation of stock, goods, or valuables
• Dishonesty committed individually or in collusion

Policies can be tailored for:

• Individual employees
• Groups of employees
• Positions of high-risk responsibility

3. Money Insurance

What is Money Insurance?

Money Insurance provides coverage for loss of money during transit or while stored in offices, safes, or business premises.

Situations Covered

• Cash transit from office to bank and vice versa
• Money in a safe, strongroom, or cashier’s counter
• Money lost due to robbery, theft, or hold-up
• Damage to cash-carrying containers during theft attempts

Additional Benefits

• Coverage for money in locked drawers after business hours
• accidental loss or misplacement (optional)
• Personal accident cover for cash-carrying staff

Why Choose National Insurance for These Policies?

✔ Wide Range of Business Protection Solutions

Covers burglary, employee fraud, and money-related risks under specialized policies.

✔ Trusted Government-Owned Insurer

Decades of reliability, transparency, and strong financial backing.

✔ Customizable Policies

Choose coverage as per business size, risk exposure, and asset value.

✔ Fast and Efficient Claims

Designed to minimize operational disruption and financial loss.

Conclusion

Every business—small or large—faces risks related to theft, burglary, and financial fraud. National Insurance’s Burglary Insurance, Fidelity Guarantee Insurance, and Money Insurance provide robust protection, ensuring that your organization remains financially secure even when unforeseen incidents occur.

These policies help safeguard your assets, reinforce trust, and maintain uninterrupted business operations.